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CreFIT - 3 分鐘還清信用卡卡數! app for iPhone and iPad


4.2 ( 3632 ratings )
Finance
Developer: VCREDIT Finance Limited
Free
Current version: 1.3.0, last update: 6 months ago
First release : 16 Jun 2023
App size: 60.86 Mb

As a new loan-granting platform, CreFIT can help you settle your credit card loan without affecting your credit rating in 3 minutes! We understand that BNPL (Buy Now Pay Later) is a tempting payment option, and youngsters nowadays often carry many card loans. Failing to make a one-off payment will result in accumulated interest.

CreFIT is here to resolve your card loan issues. If you earn at least HK$5,000 per month, you can apply for our CreFIT ClearCard Credit service. Pay less each month, protect your credit score, and avoid extra interest charges. We also provide credit card bill management service that helps you manage all your credit cards in one account and manage your finances.

TIME-LIMITED OFFER

- UP TO HK$1000 INTEREST REBATE: From now until 31 December 2023, customers who successfully applied for the CreFIT ClearCard Credit service and maintained good repayment records for 3 months will be rewarded with up to HK$1000 cash rebate.*

- MGM REFERRAL PROGRAM: From now until 31 December 2023, by referring new customers to apply for the CreFIT ClearCard Credit service, you can enjoy up to HK$900 for every referee. The referee can earn HK$500 if they settle their card loan more than HK$500.*

MANAGE YOUR CREDIT WITH EASE
- Struggling after tuition fees or event costs? CreFIT helps students clear card loans fast, and enjoy interest-free repayment within 7 days!

- Need emergency funds? CreFIT quickly aids your credit and finances as fast as 3 minutes!

FEATURES OF SERVICES

• CreFIT ClearCard Credit service
Apply in 4 simple steps to clear your credit card debt. No hidden fees. Flexible repayment terms tailored to your needs. Enjoy 7 days of interest-free early repayment upon approval.

• Available for 8 card-issuing banks in Hong Kong
CreFIT ClearCard Credit is available for the following banks: HSBC, Bank of China (Hong Kong), Standard Chartered Bank, Citi Bank, Hang Seng Bank, Bank of East Asia, Dah Sing Bank and China Construction Bank (Asia). The list of collaborating banks will keep updating, help you clear your card loans from any of these card issuing banks!

• Fast Approval
No face-to-face meetings or income documents are required. Submit your details and CreFIT’s intelligent system will calculate your maximum loan amount—loans up to HK$200,000, cleared in as fast as 3 minutes.

• Ultra-Low-Interest Loans
You can tailor the repayment period to your income and needs, with interest rates as low as 1.98%! Once the loan is approved, you can also enjoy 7 days interest-free repaying arrangement.

• Credit Score Protection
CreFIT ClearCard Credit service will not impact your credit score. Instead, we are here to protect your credit score by settling all your credit card loans. You can also choose your ideal loan term to decide how much you want to repay for clearing your credit card loan, and enjoy an affordable repayment amount every month.

FEATURES OF THE CreFIT APP

• Easy Bill Management Service
A user-friendly platform allows you to manage your linked credit cards, including automated expense tracking, expense categorization and analysis, payment reminders, and one-stop access. You will also receive repayment alerts, helping you repay your card loans on time, avoid additional penalty charges, and foster a correct habit of financial management!

• Intelligent Risk Control System
We blend the "Hummingbird" and VCREDIT risk systems for quicker loan approvals and safeguarding your privacy. These systems, backed by years of industry expertise, offer tailored loans and robust data protection.

Download now and experience the flexibility and convenience of CreFIT!

* Terms and conditions apply. For details, please visit the CreFIT website: https://www.crefit.com/

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Warning: You have to repay your loans. Dont pay any intermediaries.
Inquiries and complaints hotline: 6369 2338
Money Lenders License Number: 0462/2023